PYMNTS
27 May 2026, 18:33 UTC · 2h ago
Fiserv-Experian Pact Aims to Help Merchants Combat Fraud
Source · https://www.pymnts.com/fraud-prevention/2026/fiserv-experian-pact-aims-to-help-merchants-combat-fraud/
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PYMNTS
27 May 2026, 18:33 UTC · 2h ago
Source · https://www.pymnts.com/fraud-prevention/2026/fiserv-experian-pact-aims-to-help-merchants-combat-fraud/
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Story key points
3 claims · impact-rated
Experian and Fiserv have partnered to integrate real-time debit card verification into the Experian Link payment authentication tool. — Synergies between two major financial data/payment players to reduce fraud and false declines should modestly benefit both companies' revenue and client retention.
+0.30Generative AI tools are increasing the sophistication of fraud and the prevalence of synthetic behavior, forcing merchants to tighten risk controls. — Increased fraud sophistication raises operational costs and risk for merchants and payment processors.
-0.20The rise of 'agentic AI' assistants performing checkouts is increasing the risk of 'invisible friction' where consumers are unaware of transaction declines. — This introduces a new systemic risk to e-commerce conversion rates and trust in AI-driven commerce workflows.
-0.10Impact vectors
2 dimensions · 9 clusters
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Model heads
The company is collaborating with Experian to integrate its VerifyNow Advantage data, expanding its reach in fraud prevention.
The company is launching a strategic partnership and enhancing its Experian Link tool to combat AI-powered fraud.